Conceptive

Financial risk, architecture

Risk, resilience and reconciliation for banks

Our founder as CTO and architect at Ascent Business Technology, 2022 to 2023

T+3 to T+0reconciliation at a leading Mumbai bank
12+payment channels reconciled
ISO 22301continuity templates built in

Problem

Banks ran continuity, risk, compliance and reconciliation in silos, with reconciliation days behind settlement.

Approach

One platform family: resilience and GRC on a shared model, and reconciliation as a scalable matching engine.

What we built

  • Continuity platform with no-code impact analysis, plans, testing and crisis modules
  • GRC suite covering risk, policy, compliance, audit and third-party risk
  • Multi-tenant, clusterable matching engine for millions of records
  • Exception and case management, chargebacks and real-time reporting

How it fits together

Resilience
Business continuityCrisisIncident
GRC
RiskPolicyComplianceAuditThird-party risk
Finance
Reconciliation engineEscrow
Delivery
SaaSOn-premise

Stack

SaaS and on-premiseMulti-tenantAI-assisted matching

Have something to build, fix or connect?

Tell us the problem. We will tell you how we would approach it.